Your credit score is a numerical representation of your creditworthiness. A higher credit score can help you secure a loan against property at better terms, such as an improved repayment tenure and lower interest rates. Generally, maintaining a good credit score increases the likelihood of loan approval.

Yes, Infina Finance offers an efficient and hassle-free process for accommodating a balance transfer from another lender to us. Thanks to our speedy approval process, you can transfer your existing loans to Infina Finance and start your new loan journey with us in just a few days.

By opting for a balance transfer of your existing loan against property to Infina Finance, you can avail of the following benefits:
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Attractive interest rates
Loan tenure flexibility
Nominal processing fees
Top-up loan eligibility

At Infina Finance, we believe in complete transaction transparency with our customers. So, you don’t have to worry about any hidden costs, as all the charges levied will be transparently conveyed to you.

To know more about applicable charges, please refer Fees & Charges.

Yes, failing to repay the loan may put your property at risk. If you fail to repay your loans or default on your EMIs for three consecutive months, Infina Finance can declare you an NPA (Non-performing asset). Once that happens, your property can be auctioned to recover losses. Furthermore, the credit score of both you and your co-borrower can take a big hit, which may negatively impact your future loan applications. To make sure you don’t default on your loan repayments, it is encouraged to use the EMI calculator to preplan your finances before applying.