Loan Against Property

Unlock your property value

Avail Infina’s loans against property for your business or personal needs, starting from INR 20 lakhs. You can get a loan against residential, commercial, or industrial property.

Avail Loan Against Property by mortgaging your

Residential Properties

Villas, studio apartments, flats, duplexes

Commercial Properties

Offices, shops, warehouses, or others

Industrial Properties

Factories, or manufacturing units.

Why a Loan Against Property

is a great option

Higher loan amount

Get a substantial loan based on your property’s market value.

Multi-Usage

Finance business growth, debt consolidation, or personal needs.

Flexible tenure

Choose a tenure from 36 to 180 months based on your preference.

Simple Process & Fast Disbursal

Enjoy easy documentation and quick loan approval.
*T&C apply

Eligibility Criteria

for Loan Against Property

Indian Citizen / Entity

Age between 25 and 70 years

Salaried / Self Employed

Commercial / Residential property / Industrial

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Eligibility & Documentation for
Loan Against Property

Self Employed Non-Professional

Eligibility

Details

Segment

Traders, Retailers, Manufacturers, Wholesalers

Age

Minimum: 25 Years, Maximum: 70 Years at loan maturity

Income per annum

Minimum ₹3,00,000/-

Stability

Minimum 3 Years
Non-Individual:
Segment- Proprietorship, Partnership Firm, LLP, Pvt. Ltd., Public Ltd.
Occupational stability of at least 3 years
(with at least 2 years of cash profit)

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Self Employed Professional

Eligibility

Details

Segment

Doctors, Architects, Chartered Accountants, Company Secretaries, Cost Accountants, Engineers

Age

Minimum: 25 Years, Maximum: 70 Years at loan maturity

Income per annum

Minimum ₹3,00,000/-

Stability

Minimum 3 Years

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Salaried

Eligibility

Details

Segment

MNC / Public Ltd. Co/ Large Pvt. Ltd. Co./State Govt./Central Govt. / PSU

Age

Minimum: 25 Years, Maximum: 70 Years or retirement age (whichever is earlier at loan maturity)

Stability

Minimum 24 months of total work experience, 6 months in current job

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Documents Required

Document Type

Details

Application form

Application form with a recent photograph

Proof of Identity

Passport Copy /Voter ID card /Driving License /PAN Card

Address Proof

Ration card, Telephone Bill, Electricity Bill, Rental agreement, Passport copy, Bank Passbook or Statement, Driving License

Age Proof

PAN Card, Passport, Any other certificate from a statutory authority

Bank Statements

Bank statement or Bank Passbook for the last 6 months OR Last 6 months' salary slips

Form 16

Form 16 for salaried individuals

Income Tax Returns

Income Tax Returns for the last 3 years

Processing Fee Cheque

Processing Fee Cheque

Property Documents

Documentation pertaining to the property offered as collateral

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LAP fees and charges