Access immediate funds and grow your wealth with Infina. Access the true value of your stock options with hassle-free financing.
Attractive interest rates
Leverage vested shares

is a great option
for ESOP financing
ESOP financing allows employees and founders with vested stock options to access immediate funds without waiting for a liquidity event. Infina provides a loan against your vested ESOPs so you can unlock their value today.
You are eligible if you hold vested ESOPs from a publicly listed or unlisted company, are an Indian resident above 18 years of age, and have a satisfactory credit history.
Loans start from INR 1 lakh – 5 lacs and are tailored to your individual needs based on the value of your vested shares.
Infina offers competitive interest rates starting from 8.5% - 8.25%per annum. All fees and charges are communicated upfront with no hidden costs
You can choose a repayment period ranging from 7 days to 36 months with yearly interest payment frequency giving you the flexibility to align repayment with your financial plans
You will need valid KYC documents (identity and address proof), Form 16 – Part A & B for the relevant financial year & your most recent salary slip, and any additional documents requested by the IFPL
Yes, applicable charges include rate of interest as per tenure, documentation charge of ₹2,500, a DP charge of ₹150 - ₹50 per ISIN for pledge or lien invocation, a cheque bounce charge of ₹500, and a sale of share charge of ₹0.10 per share. Penal and delay charges are applicable – as per the sanctioned terms at 9%.